Home-Based Professional

Many times conversations will drift toward using a "Home Based Professional" to purchase services without paying high salaries and fees to cover costly overhead idea.
The buyer’s predicament is, as simple as the statement sounds, the cost the client incur for a web design is a matter of demand. Home-based professional, high salaries, and fees are red herrings terms to get you to think that high salaries and fees (another word for costs to the buyer) has anything to do with the reason to buy the services of a graphic designer.
If the graphic designer is in business, the graphic designer is self-employed unless the graphic designer is a corporation. Then the graphic designer is an employee of the corporation. When the corporation is paid, the corporation pays its employees with "high salaries". It is the corporation that usually has the "costly overhead."
However if the graphic designer is self-employed, then the buyer pays the graphic designer or the graphic designer’s business for services rendered. To illustrate the graphic designer did one job during the year and had a profit of $10,000. That is what the graphic designer worked for, profit. The graphic designer did not get wages, salaries or anything else.
Similarly, if the graphic designer was an employee of the corporation that earned the $10,000 profit, the graphic designer could have received $85,000 in salary. The $10,000 profit could also be distributed to the graphic designer as sole stock holder of the corporation.
In conclusion, it does not matter what kind of business organization from which the graphic design is purchased. If the graphic design service meets or exceeds the expectations of the buyer, everybody is happy.